Everyone face the same situation when came to end of the month. No money left. What should we do? The best thing is planning for your budget.
1-OVERALL LIVING EXPENSES.
Cut back on unnecessary expenses. If you are working soon, avoid using credit cards or taking out banks loan.
2- TRANSPORTATION.
If you living at hostel, this could cut the cost a bit. But, for those who are living outsides, try to manage a schedule of transporting among your friends.
3- FOOD.
Give up unhealthy habits such as smoking, drinking or eating junk food. Check grocery advertisement for bargain and sales.
4- CLOTHES
Remember, the smart clothes does’t has to be branded one. Keeps your clothes simple and mix-match them to stretch your wardrobe. Buy pieces that will compliment other items in your wardrobe. Avoid clothes that are mark ‘dry clean only’.
Manage your money requires discipline, but it will go a long way in ensuring that you are in control of one of the most important aspects of your life.
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